A Systematic Transfer Plan (STP) is a method of moving funds from one mutual fund scheme to another at regular intervals. Rather than shifting a lump sum at once, a fixed amount is systematically transferred over time.

The STP calculator provides an estimate of how the source fund balance changes through growth and withdrawals, how much capital gets accumulated in the destination fund, and what the combined value of both funds may be at the end of the chosen period.

This tool assists in planning gradual market entry, managing volatility, and executing portfolio rebalancing in a structured manner.